Cover stories

Take a closer look at life sciences risks

Businesses involved in the production of components or ingredients are often placed on standard commercial combined policies.

It is essential to consider the end use of the product, if the component or ingredient is to be used in a medicinal product or medical device your client may not be fully covered with a standard policy.

Examples of these risks include:

• Metal pressing plant who also happen to make pins that are used for hip implants

• A screw supplier and distributor that supplies for use in dental implants

Organisations involved in these types of products require specialist cover as they face more complex exposures such as efficacy and contractual liability.

Ensure your clients are fully covered

Find out more about these risks and our specialist cover.